Often when people look to get a quote for Homeowner’s Insurance, they simply compare what they have currently to what a new company would charge for the same coverage. The only problem with that is that if a mistake was made previously then it will be replicated. Any money you save by not having things properly insured will be lost if you have a claim.

Insurance for the place you own or the place you rent can be tricky because of all the things that are covered by this type of policy. You have coverage for your personal belongings but every policy has internal sub-limits which reduce coverage for specific items. You have coverage for your home, but the coverage is limited to a specific amount- is it enough? You often bring work home with you- is it covered? These are just some of the questions that we’re used to asking as we work with you to make sure you are buying what you need to properly protect your investments.